Consumer Intelligence / Protection Strategy

Obtaining Home Warranty Coverage

Obtaining Home Warranty Decisions and Strategy

When considering a home warranty, focus on understanding the specific coverage details, like limits and exclusions, and comparing quotes from different providers. Be sure to factor in potential service fees and maintenance requirements. It's also wise to explore options for add-on coverage for items like pools or septic systems if needed. And remember, with Assertive, we will make sure we work with you to do just that!

Key Tips for Home Warranty Decisions

Understand Coverage Details

Carefully review the contract to understand what is covered, what is excluded, and any limits on coverage for specific items.

Compare Quotes

Get quotes from multiple home warranty companies to compare pricing, coverage options, and customer reviews.

Factor in Service Fees

Be aware of any service fees associated with submitting claims, as these can add to the overall cost.

Consider Add-on Coverage

If you have specialized systems like pools, septic systems, or well pumps, explore add-on coverage options.

Maintenance Matters

Regularly maintain your appliances and systems to avoid issues and potential denial of coverage due to lack of maintenance.

Read Reviews Carefully

Look at reputable sources like Trustpilot and the Better Business Bureau to gauge customer satisfaction and identify potential issues with specific companies.

Don't Be Pressured

Be wary of high-pressure sales tactics or urgent requests for decisions. Reputable companies will allow you time to review the contract and ask questions.

Consider Your Needs

Tailor your warranty to cover the systems and appliances that are most important to you and your home.