The Importance of 2026 Protection
Unexpected home repairs aren't just an inconvenience—they're a financial burden. Secure your budget against the rising costs of appliance and system failures. Choose a plan that ensures your home runs smoothly all year long.
Compare Plans
Choose the best plan that best meets your 2026 needs.
Appliances Plan
Complete Appliance Protection
- Refrigerator w/ Ice Maker
- Oven / Range / Cooktop
- Clothes Washer
- Clothes Dryer
- Dishwasher
- Built-In Microwave
- Stand-Alone Freezer
- Trash Compactor
- Central AC (2 Units)
- Central Heating (2 Units)
- Ductwork
- Electrical
- Plumbing
- Hot Water Heater
- Garage Door Openers
- Jetted Bathtub
- Garbage Disposal
- Ceiling Fans
- Bathroom Exhaust Fan
- Kitchen Hood
- Door Bell
Premium Plan
Complete protection plan
- Refrigerator w/ Ice Maker
- Oven / Range / Cooktop
- Clothes Washer
- Clothes Dryer
- Dishwasher
- Built-In Microwave
- Stand-Alone Freezer
- Trash Compactor
- Central AC (2 Units)
- Central Heating (2 Units)
- Ductwork
- Electrical
- Plumbing
- Hot Water Heater
- Garage Door Openers
- Jetted Bathtub
- Garbage Disposal
- Ceiling Fans
- Bathroom Exhaust Fan
- Kitchen Hood
- Door Bell
Systems Plan
Complete Systems Protection
- Refrigerator w/ Ice Maker
- Oven / Range / Cooktop
- Clothes Washer
- Clothes Dryer
- Dishwasher
- Built-In Microwave
- Stand-Alone Freezer
- Trash Compactor
- Central AC (2 Units)
- Central Heating (2 Units)
- Ductwork
- Electrical
- Plumbing
- Hot Water Heater
- Garage Door Openers
- Jetted Bathtub
- Garbage Disposal
- Ceiling Fans
- Bathroom Exhaust Fan
- Kitchen Hood
- Door Bell
3 Things A Home Warranty Plan Does for You
With ASSERTIVE, you'll get peace of mind.
Frequently Asked Questions
Explore our FAQs to get quick, reliable answers about home warranties, coverage, pricing, and more.
In 2026, evaluate plans based on their coverage caps. Ensure the plan offers at least $2,000–$3,000 for appliances to avoid high out-of-pocket costs.
It is a 12-month service contract that pays for the repair or replacement of major home systems and appliances failing due to normal wear and tear.
Standard 2026 plans require a 30-day waiting period after purchase before your first claim can be authorized.
Known defects are excluded. However, top-tier 2026 plans cover unknown pre-existing conditions—defects that could not be found through visual inspection.